Retirement
Georgia provides a large and varied uniform set of health and flexible benefits for eligible state of Georgia employees at competitive premiums. Plus, state employees can save even more when choosing benefits with pre-tax premiums. By electing to pay pre-tax, employees do not have any federal, state, or FICA taxes withheld on the money from their paycheck used to pay for the benefit options. As a result, employees have more take home pay when compared to paying the same premiums with after-tax dollars. The Flexible Benefit options include:
The State Health Benefit Plan offers employees various options for health care (depending on employee’s geographic location). In fact, every effort is made to ensure quality health care services for members while maintaining the fiscal integrity of the plan.
Many employees have the option of selecting protection for themselves at up to nine times the employee’s salary. Plus, Georgia offers spousal and dependent coverage as well - at various coverage levels not to exceed 100 percent of the employee’s life insurance.
An option not commonly offered by employers today, state employees may select vision insurance to receive numerous eye care services.
Dental insurance, an important part of an employee’s overall health coverage, includes everything from semiannual teeth cleaning to dentures.
State employees may select AD&D insurance at coverage levels one to five times the employee’s benefit salary for further financial security for an unforeseen death or injury that is covered by the plan.
Set aside pre-tax dollars and save on health related treatment not paid for by insurance or for the care of a child under 13 or to care for an elderly dependent parent.
Have peace of mind. The state’s disability options help provide employees with income protection that offer financial security against the unexpected.