Electronic Open Enrollment
New web address!   New on-line instructions!
New Help Desk telephone number!

GOING ON-LINE  |  INITIAL SIGN-ON  |  EMPLOYEE BASED DATA|   SELECTING YOUR OPTIONS  |  CONFIRMING YOUR SELECTIONS  |  LOG OFF  |  SUBSEQUENT SIGN-ON  |  FORGOT YOUR PASSWORD?  |  SPECIAL INSTRUCTIONS  |  
OTHER  |  

Please read the information below carefully:

Employees can sign on to www.gabenefits.org to select their Flexible Benefits options. Links are provided to access the Flexible Benefits Open Enrollment site and the State Health Benefit Plan's (SHBP) Open Enrollment site. Employees will also be able to access the SHBP Open Enrollment site directly at www.oe2008.ga.gov.


During the Fall Open Enrollment for Plan Year 2008 (coverage period January 1 - December 31, 2008), on-line enrollment is mandatory for all eligible employees who participate in the State of Georgia Flexible Benefits Program, including those hired between September 1 through November 1, 2007 (Note: Special instructions will be provided on-line if the new hire information is not available for the selection of the health benefit option). Employees must select their Flexible Benefits electronically by accessing the web site at www.gabenefits.org.

The menu design enables you to click on the option, review your available benefit choices and submit your selections on-line. The Summary of Your Selections 2008 page provides a summary of your Open Enrollment selections; the Summary of Your Selections 2007 page lists the options in which you are currently enrolled (excluding health benefit).

Before making your selections, carefully review your 2008 You Decide! booklet, including "Terms and Conditions" of your enrollment, the "What's New in Plan Year 2008 " brochure and the 2008 State Health Benefit Plan Decision Guide. Entry of your selected options indicates that you agree to the Terms and Conditions and understand this is a binding salary agreement for the duration of the 2008 Plan Year with the exception of the Health Savings Account (HSA). No changes can be made except under limited conditions when you have a qualifying change in status event. For the Health Savings Account (HSA), changes can be made at anytime, on a prospective basis only.

GOING ON-LINE

• Go on-line using your regular internet browser (recommended Internet Explorer 6.0 or higher).
• Type in web-site address: www.gabenefits.org

INITIAL SIGN-ON

• ALL employees MUST REGISTER prior to first time login for Plan Year 2008 Open Enrollment.
• Click the Register button
• Enter the following information:

  Policy Number (Your social security number without the dashes).

  Password (Create a password you can remember with a length from 6 to 8 characters. The password is case sensitive so remember how you type it).

  Repeat password (Re-enter the password you just created).

  Date of Birth. Click the drop down for your month and day. Type your year of birth (yyyy).

  Select a security question. Click the drop-down arrow to see the choice of questions. .

  Answer the question (this will allow you to reset your password at a later date should you forget it).

• Click the REGISTER button.

EMPLOYEE BASE INFORMATION PAGE
NEW! NEW! NEW!

Employees will be required to update their marital status online prior to selecting their benefits. The marital status box will appear near the top of the page. It will be defaulted to "U" for UNKNOWN. You must click the drop down box and change the "U" to either "single" or "married" in order to proceed with the enrollment process.

Before making your selections, review the personal data for accuracy. Notify your personnel/payroll office immediately if this information is incorrect, because some premiums are calculated based on this information (i.e. age, benefit salary).
If an error is found, check the web site regularly to determine if updates to your personal data have occurred. You can, however, proceed with viewing the web site even though some information may be incorrect.
NOTE: Please select your benefits, prior to the deadline, as they appear on screen. If the base information is still incorrect on the web site at the end of Open Enrollment and a discrepancy occurs (as determined by the Flexible Benefits Program) in coverage or premium due to incorrect information, a correction can be approved

You are now ready to review and submit your choices on-line. Click the Continue To Next Page button to view your 2008 benefit options.

SELECTING YOUR OPTIONS

Before making your selections, carefully review the Terms and Conditions of your enrollment located in your You Decide! booklet.
Select options in any order you wish. However, there are some exceptions:

• It is necessary to have the Employee Life option before you can select the Spouse Life and/or Child Life option(s).
  
• It is necessary to have the High Deductible Health Plan before you can select the Health Savings Account (HSA).
  
• You cannot enroll in both the General Purpose Health Care Spending Account AND the Health Savings Account (HSA).
  
• It is necessary to have the Employee Specified Critical Illness option before you can select the Spouse Specified Critical Illness option.
  
• You must complete the medical underwriting section for options requiring medical underwriting (**).
  To select an option:
• Click the option in the menu selection on the left side of the page or in the Flexible Benefit Option column in the Summary of Your Selections 2008 box.
  
• Click the radio button next to the coverage choice except for the Spending Accounts and Health Savings Account options. Please enter MONTHLY amount or "00" for the Spending Account and Health Savings Account options.
  
• Click the SUBMIT YOUR SELECTION button each time you make a benefit selection. Each time you click the SUBMIT YOUR SELECTION button you will be taken back to the Summary of Your Selections 2008 page, except when selecting options that require medical underwriting (**).
  
  (**) See the Special Instructions section for additional entry instructions.
  

CONFIRMATION PROCESS

• Once you have completed your selections for Flexible Benefits, click the CONFIRM button on the Summary of Your Selections 2008 page.
  
• Check the box acknowledging you have read and abide by the Terms and Conditions of enrollment.
  
• If you are not ready to confirm your benefit selections, click the Cancel (I will confirm later) button.
  
• If you are ready to confirm your benefit selections, click the Please Confirm My Benefit Choices.
  
• You will be taken back to the Summary of Your Choices 2008 page. A unique confirmation number, date and time will be displayed. Print the confirmation page or write down the confirmation number, date and time for your records.
  
• If you want to change your selection after confirming on the web site, you may return to the web site as often as you like during the Open Enrollment period to make changes. Each time you complete the final confirm process a new unique confirmation number will be created. The benefits selected as of 4:00 pm Friday, November 9, 2007 will be your final selections.

CONFIRMATION NUMBERS
Your selections are not final until you complete the confirmation process. Print the confirmation page or write down the confirmation number, date and time for your records.

LOG OFF

• Click Log Off when you have completed your visit to the web site. You may sign on again throughout the Open Enrollment period - October 10 - November 9, 2007.
  

• Enter your Policy Number (ssn without dashes).
• Enter your password.
• Click the Login button

• Click I FORGOT MY PASSWORD.
• Answer the security question.
• Create a new password (create a password you can remember with a length from 6 to 8 characters).
  

• Medical Underwriting - If you select Employee Life, Spouse Life, Child Life, Long-Term Disability and/or Employee Specified Critical Illness option(s) requiring medical underwriting, you will automatically be taken to a page to complete the form on-line. See instructions on the web site to complete the medical underwriting form(s) online.
  - You must complete the medical underwriting process for Employee Life, Spouse Life, Child Life, Long-Term Disability and/or Employee Specified Critical Illness on-line in order to complete the final confirmation process. You may click the "Finish Later" button to save your entry and return to the web application to finish no later than the last day of Open Enrollment.
  - If you do not wish to complete the medical under-writing form on-line, you will need to change your selection to one that does not require medical underwriting.
  

• You may not select a coverage level in either the Spouse Life and/or Child Life options that exceeds your amount of Employee Life coverage.
  
• Employee Life After-Tax - If you select over $50,000 of Employee Life coverage, you may choose to pay with after tax dollars by clicking the box in the after tax section on the Employee Life page.
  
• You may not select the Health Savings Account (HSA) if you have not selected the High Deductible Health option.
  

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